It's the Law

Know your rights & responsibilities as a Snyder's Riders Member.

Pennsylvania Helmet Laws

While Snyder's Riders recommends you always wear a helmet for the sake of yourself and your loved ones, it's important to know the laws. The Pennsylvania motorcycle helmet law can be a little complex if you're not familiar with it.

Over 21?

Licensed Motorcycle Operator: You must wear a helmet UNLESS you have completed a motorcycle rider safety course approved by the Department of Motor Vehicles or the Motorcycle Safety Foundation, OR you have been licensed to operate a motorcycle for over two years.
Motorcycle Operator with a Permit: You are required to wear a helmet.
Passenger: You are permitted to ride without a helmet UNLESS the operator is required to wear one.

Under 21?

All operators and passengers under 21 must wear a helmet.

Remember, all operators and passengers must wear eye protection approved by the Department of Motor Vehicles.

Road Trip?

Make sure you're aware of the helmet laws in the states you're headed to or even just passing through.

Motorcycle Insurance

Required Pennsylvania Motorcycle Coverage

In Pennsylvania, motorcyclists are required to carry at least two forms of insurance on their policies:

Bodily Injury Protection – This will cover injuries or death sustained in the accident.
Property Damage Protection – This covers damages to another person's property as the result of an accident.

Uninsured and Underinsured Motorist Coverage

Snyder's Riders also recommends you select Uninsured and Underinsured Motorist (UM/UIM) coverage for your policy.

Many drivers in Pennsylvania don't have adequate insurance policies to cover the cost of an accident, especially because it isn't required. Without UM/UIM coverage, you could be left with a hefty bill - even if the accident wasn't your fault. With UM/UIM coverage, you're protected against motorists who either drive without insurance or don't have adequate coverage on their policy.

Our Recommended PA Motorcycle Coverage

In the table below, we've listed Pennsylvania's state minimum requirements and our recommendations for what you should carry.

PA Motorcycle Insurance Coverage Options
Options	Minimum Required	Minimum Recommended
Bodily Injury Liability	$15,000 per person $30,000 more than 1 person	$100,000 per person $300,000 per occurrence
Property Damage Liability	$5,000	$25,000
Underinsured Motorist	Not Required	$100,000 per person $300,000 per occurrence
Uninsured Motorist	Not Required	$100,000 per person $300,000 per occurrence
Stacking of Limits for Uninsured/Underinsured Motorists	Not Required	Choosing stacking is essential to maximizing your family's protection: $100,000 x the number of vehicles in the household