While Snyder's Riders recommends you always wear a helmet for the sake of yourself and your loved ones, it's important to know the laws. The Pennsylvania motorcycle helmet law can be a little complex if you're not familiar with it.
Remember, all operators and passengers must wear eye protection approved by the Department of Motor Vehicles.
Make sure you're aware of the helmet laws in the states you're headed to or even just passing through.
In Pennsylvania, motorcyclists are required to carry at least two forms of insurance on their policies:
Snyder's Riders also recommends you select Uninsured and Underinsured Motorist (UM/UIM) coverage for your policy.
Many drivers in Pennsylvania don't have adequate insurance policies to cover the cost of an accident, especially because it isn't required. Without UM/UIM coverage, you could be left with a hefty bill - even if the accident wasn't your fault. With UM/UIM coverage, you're protected against motorists who either drive without insurance or don't have adequate coverage on their policy.
In the table below, we've listed Pennsylvania's state minimum requirements and our recommendations for what you should carry.
PA Motorcycle Insurance Coverage Options |
||
Options |
Minimum Required |
Minimum Recommended |
$15,000 per person |
$100,000 per person |
|
Property Damage Liability |
$5,000 |
$25,000 |
Not Required |
$100,000 per person |
|
Not Required |
$100,000 per person |
|
Stacking of Limits for Uninsured/Underinsured Motorists |
Not Required |
Choosing stacking is essential to maximizing your family's protection: |
Know what the required minimum insurance is for the state where you're going to be living.
Note: These are the most recent available statistics from Pennsylvania.